The Definitive Guide to Hiring a Rideshare Accident Attorney in Chicago, IL

Uber and Lyft are now common in the United States—but accidents involving rideshare vehicles are also more common. Rideshare accident victims may find themselves dealing with large medical bills, pain and suffering, and the stress of a personal injury claim involving multiple legal technicalities. These complicated accident claims require a dedicated rideshare accident attorney to steer toward a full, fair resolution.

What counts as a rideshare vehicle? Any personal car used for commercial purposes falls under this umbrella. This includes drivers working for food delivery (Grubhub, Uber Eats, DoorDash) as well as Uber, Lyft, and other personal transportation services.

If you have been injured in a rideshare accident, it’s time to talk to a rideshare accident attorney (Chicago, IL) to get the compensation you deserve. To schedule a free consultation, call (312) 782-6344.

3 Reasons Why You Need a Rideshare Accident Attorney

The insurance coverage on rideshare vehicles is far from straightforward. Your Chicago Uber crash attorney or Lyft crash attorney will evaluate insurance coverage, looking for gaps between the driver’s personal auto insurance and the liability insurance added by the rideshare companies. In many cases, the insurance depends on the  "phase" the driver is in when the crash occurs—working or not working—and this can be harder to define than many people realize.

Another reason for the complexity of insurance coverage in Uber lawsuits has to do with liability, or who is at fault. When a noncommercial driver is found at fault, the rideshare companies’ Uninsured or Underinsured Motorist (UM/UIM) insurance kicks in to pay. If the rideshare driver is found at fault, the rideshare’s liability insurance, as well as the driver’s personal liability insurance, will factor in.

If the liable driver does not carry sufficient insurance, the rideshare’s UM/UIM policy “stacks” on the at-fault driver’s insurance, meaning multiple kinds of insurance may come into play. To complicate matters even further, drivers and passengers may draw from different lines of insurance, depending on the coverage and the circumstances of the case. A rideshare accident lawyer will be able to help clarify these details.

How much insurance does Uber carry?

By Illinois law, Uber and Lyft must carry $1 million in third-party liability coverage for all drivers. Additionally, Illinois rideshare drivers are required to carry $25,000 in property damage liability coverage as well as $50,000 per person ($100,000 per incident) in bodily injury liability coverage.

Read more: Ridesharing and Insurance: Q&A

Given the complexity of insurance cases, it is vitally important that you hire the best Uber or Lyft lawyer in Chicago to represent you. The Jasmer Law Firm stands ready to fight for full, fair compensation after your rideshare accident. Call us today for a free consultation: (312) 782-6344.

With shocking frequency, rideshare users can become confused about whether or not a car is intended for them. Consider that many rideshares occur after a person has been drinking and is taking responsibility by not driving themselves home. Unfortunately, it is in these circumstances that Uber or Lyft drivers can easily take advantage of their passengers.

Rideshare cases often hinge on whether or not the driver was employed by the company at the time of the incident, which can be surprisingly vexing. This is why it’s critical that you retain a rideshare accident attorney who understands the nuances of rideshare law and knows how to bring a successful car accident case before the Illinois court system.

With shocking frequency, sexual assault can occur while using Uber or Lyft. Uber issued its first public safety report in 2019; they reported more than 3,000 sexual assaults—and nine murders—in the previous year alone. When the rideshare company negligently hires a dangerous driver, failing to vet or disclose the driver’s criminal history, they put all future passengers at potential risk. 

How could this happen? Rideshare companies broke onto the scene in the 2010s by flouting state and federal oversight; nearly anyone with a car could become a rideshare driver and bypass the screening, training, and licensure codified in the taxi industry. Today, even in light of multiple lawsuits filed by former clients for physical and sexual assault, crimes perpetrated by rideshare drivers are tragically common.

Why Choose The Jasmer Law Firm for Your Personal Injury Claim

Why Choose The Jasmer Law Firm for Your Personal Injury Claim

For 25+ years, the Jasmer Law Firm has deftly handled personal injury cases, negotiated with insurance companies, and sidestepped stubborn defense tactics. Our mission is to help every one of our clients receive a full, fair settlement—even when their case involves legal complexities.

When you are injured in an Uber, Lyft, or other ridesharing vehicle, the rideshare company has an incredibly complex insurance matrix to follow, which only adds to the stress. They may eventually offer you a small settlement to close your claim—and, in an effort to put it all behind you, you may be tempted to take it.

We highly recommend speaking to a rideshare accident attorney before agreeing to any insurance settlement.

If you have been injured in an Uber accident and now feel overwhelmed and don’t know what to do next, call us. Our team of experienced Chicago rideshare accident attorneys is here to help evaluate your claim and clarify your next steps. We offer free, no-obligation claim consultations that can happen over the phone or in person. We also offer home and hospital visits if you prefer.

Call the Jasmer Law Firm today to begin your rideshare accident claim recovery: (312) 782-6344.

Meet David Jasmer 

David Jasmer is an experienced Chicago Uber accident lawyer who specializes in personal injury cases. With multiple years of practice in representing injured people in on-road accidents (car, truck, bus/motorcycle, etc.), as well as cases involving wrongful death, Jasmer stands ready to fight on behalf of any injured in an Uber or Lyft accident.

With multiple verdicts over $1 million—and several above $10 million—David Jasmer carries a reputation that can encourage even the most complicated rideshare case to settle quicker and for more money than it would without his involvement. With the help of his suburb legal staff at the Jasmer Law Firm, David Jasmer is here to help you recover from your rideshare accident injury, receive full, fair compensation for your injuries, and get your life back on track after even the most catastrophic injury.

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Frequently Asked Questions for Chicago Rideshare Accident Attorneys

In Chicago, rideshare companies are overseen by the City of Chicago Transportation Network Providers (TNP) Ordinance. According to the TNP, drivers must have a valid Chicago driver’s license, carry insurance, and have a vehicle licensed and registered with the state of Illinois. Rideshare companies may choose to set additional restrictions on their contract staff; for instance, Lyft requires that drivers be 21 years of age or older and that only certain types of cars are allowed to be used for ridesharing purposes.

Additionally, some rideshare companies stipulate that their drivers must pass a medical examination, a mechanical examination of their vehicle, and a criminal background check before driving commercially. Rideshare drivers are not required to carry a commercial driver's license (CDL) or undergo additional driver education courses and are considered independent contractors while performing ridesharing services.

Yes. According to the TNP, rideshare companies are responsible for “conduct[ing] background checks and train[ing] affiliated drivers.” In most cases, drivers are automatically disqualified if any of the following infractions appear in their background check results:

  • Drunk driving offenses within the past seven (7) years

  • Reckless driving offenses in the past three (3) years

  • Three (3) or more moving traffic violations in the past three (3) years

  • Sexual offenses

  • Felony fraud

  • Eluding an officer

  • Felony property offenses

  • Offenses involving violence

  • Any felony offenses in the last five years

As with any motor vehicle accident, the most important thing to do is to protect your health and safety, and attend to your injuries promptly. We highly recommend getting a medical evaluation as soon as possible after your accident.

After a rideshare accident in Chicago, follow these steps:

  • Call 911. Be sure to give police and other emergency personnel a full account of what happened, to the best of your knowledge, as well as the location of the accident. 

  • Cooperate with authorities. When giving your statement for the police report, tell the full truth. Never leave the accident site or move your vehicle if you have been advised not to do so. Be mindful of what you say on the record, as any statement may inadvertently be used to decrease the value of your case against the responsible party. We strongly recommend speaking with a lawyer as soon as possible; you may also wish to have a lawyer present during your initial statement. 

  • Collect visual evidence at the scene. The more information you can collect from the accident scene, the better! Take photos of all vehicles involved, driver’s licenses, insurance policies, and road conditions. This information should be officially recorded in the police report—but that’s not to say that police reports do not include mistakes and omissions. We recommend taking both photos and videos that may be used to cross-reference the official report at a future date.

  • Collect eyewitness testimony. If someone—for example, another driver, a pedestrian, or a bus rider— witnessed your accident, speak with them and see if they are willing to be an eyewitness. Accident witness testimony can help confirm liability or who is at fault, which can be central to your case.

  • Get a medical evaluation as soon as possible. Even if you don’t feel seriously hurt, it is critically important to see a doctor after a rideshare accident (or any type of car crash). You may be in shock in the immediate aftermath of the accident, which means that you may not realize the extent of your injuries until days or even weeks later. A medical exam can often uncover new medical issues that would otherwise take days or weeks to present. The faster you can understand the full scope of your injuries, the easier it will be to receive a full, fair resolution on your rideshare accident claim.

If you have been injured in a rideshare accident, contact The Jasmer Law Firm for a free consultation. If you have sustained a serious injury or sexual assault or if a loved one has been killed while using a rideshare vehicle, our team of rideshare accident attorneys can help you understand your legal options. Call us at (312) 782-6344 to discuss your case. The phone call and initial consultation are always free.

Who bears responsibility for your medical bills can be a complicated question. If another driver is at fault, then you file a claim through their insurance carrier, just as you would in a noncommercial accident case. Illinois is an at-fault state, meaning that comparative negligence comes into play. Drivers are responsible for the injuries they cause on the roads. Bringing a rideshare accident claim means filing a claim against the responsible party.

If you are a rideshare passenger and your driver was responsible for your accident, you can seek compensation through both the driver’s liability insurance as well as the insurance of the rideshare company. These details can be somewhat complicated, so we highly recommend speaking to a qualified Chicago rideshare accident attorney about your case.

If you have been injured in a rideshare accident, the Jasmer Law Firm is here to help. Call us at (312) 782-6344 for a free consultation.

If you are interested in setting up a time to meet with attorney David Jasmer in our downtown Chicago office, please get in touch We don't collect attorney fees unless we obtain compensation for you.